2018 HSA Contribution Limits, HDHP Minimum Deductibles, and Out-of-Pocket Maximums

IRS recently released the 2018 cost-of-living adjustments which affect Health Savings Accounts (HSA) and associated qualified high deductible health plans (HDHPs).

HSA Contribution Limits

  • For self-only HDHP plans: $3,450 ($50 increase from 2017)
  • For family HDHP plans: $6,900 ($150 increase from 2017)

HDHP Minimum Required Deductibles

  • For self-only plans: $1,350 ($50 increase from 2017)
  • For family HDHP plans: is $2,700 ($100 increase from 2017)

HDHP Out-of-Pocket Maximums

Out-of-Pocket maximums include items such as deductible, co-payments, and co-insurance, but do not include premiums.

  • For self-only HDHP plans: $6,650 ($100 increase from 2017)
  • For family HDHP plans: $13,300 ($200 increase from 2017)

Read the complete IRS notice.

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