 Welcome to Alkali's first edition of The Catalyst™, our company's first ever "Change Letter". You might be asking yourself, "Self, what is a Catalyst, what is a "Change Letter" and why the heck is my insurance agent sending me fifty cent science words? LOL...Don't worry, you are not alone, I was asked the same question by a valuable Team Member when I made the name choice announcement. And here is my answer: When we started Alkali in the guest bedroom of our small 3 bedroom house, the goal wasn't to sell a lot of insurance policies; we weren't against it, but it was never the goal. We saw confusion, chaos, and insanity in both our culture and our industry and although our calling wasn't the ministry, we wanted to do something positive where we could live out our values.
So we have done our best to do everything backwards and upside down since that point. We partnered with Dave Ramsey when no one really knew who Dave Ramsey was because we believed in what he was doing and wanted to be a part of setting people free. We set up our Unique Process, The Empowered Advantage™ where we educate our clients instead of "selling" them, tell people when we are not their best option, and pay our consultants on a per client basis instead on a % of premium sold to ensure that you always come first not because it makes us more profitable, it doesn't, but because it is the right thing to do. You see for us it's been about helping people from the beginning, not selling insurance; that's just a "cool" byproduct. So why not have a newsletter that is about more than what products we sell?
Our promise to you:
We will not "over do it." We are all too busy, get too much email, and don't have time for any more “junk;” The Catalyst™ Change Letter will be short, impactful, interesting, and if we get it right, fun to read.
If you have any story ideas or feedback, please let us know. After all, you are the reason we are here!
Enjoy!
| The best and worst things to do on Valentine's Day |
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Love, hated, but never ignored. Valentine's Day is the holiday that everyone either loves or loves to hate.
According to legend, the day is named after a priest named Valentine who lived in Rome during the third century under Emperor Claudius' rule.
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| This Little Mistake Will Cost You Big Bucks! |
| Immediate Changes to your HSA, FSA, or HRA under Healthcare Reform |
| Do you participate in a Health Savings Account (HSA), Flexible Spending Account (FSA), or Health Reimbursement Account (HRA) through Alkali or through your employer? If so, you might want to take note that as of January 1st, 2011 Over-The-Counter (OTC) medications no longer count as a qualified medical expense without a prescription made by a physician. Insulin is the only exception at this time. Also, if you use your HSA funds for nonqualified expenses, you will face a higher penalty. The tax penalty has increased from 10% to 20%. Ouch! |
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| You Want to Charge Me What? |
| Rental Car Coverage: Do you need it and is it worth it? |
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Two of the most frequently asked questions we receive at Alkali are "Do I have coverage if I rent a vehicle?", and "Should you purchase the insurance offered by rental companies?"
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To get a Auto, Homeowners, or Health Insurance Quote, call us today at 972-673-0045 or complete our online form.
Contact Us
2301 Ohio Dr., Suite 260
Plano, TX 75093
Phone: 972-673-0045
Fax: 972-673-0005
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A dime has 118 ridges around the edge. |
In order to amend the Constitution, three quarters of all states must vote in favor before the proposed amendment becomes law.
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What is at the beginning of eternity, the end of time, the beginning of every end, and the end of every place?
Click here for the answer
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